CREDIT CARD PROBLEM
Family is the smallest of the society; It is a unit as effective as it is the smallest. The family raises individuals who are the value stone of the society and brings them to the society. The individuals who make up the society find a place for themselves in the society with the family’s value judgments and experiences.
Family unity has an important place in the education of children and in the protection of their physical and mental health. Parents become role-models in bringing individuals to the society. For this reason, it is very important to have healthy parent relationships and strong communication. Children who grow up in broken relationships benefit from the negative features of the family; They adopt behaviors and attitudes that are not approved by the society for them. Because the family has problems with themselves and cannot take care of their new sprouts.
While the marriage union is being established, the marriage officer starts the contract with the words of togetherness in good times and bad days… It is always good days in marriage, all wishes… However, everyone knows that good days cannot always be lived.
Marriage is a contract and the parties say YES to each other with loving expressions to avoid bad days. All the effort is not to upset the person he loves. At least in the beginning it is. It is possible to experience some roughness over time, albeit unintentionally. The important thing here is to have good intentions. There is no problem that cannot be solved after good intentions and ulterior motives are not considered. However, goodwill cannot be considered unless the extent of the expenditure is within natural limits.
Marriage is an institution where financial matters are also carried out with joint decisions. Today, the use of CREDIT CARD shakes the marriage union and leads to irreversible ways. Credit cards are given or taken specifically for the individual…
Spouses are now informed about the expenditures made with credit cards when the irreversible road is entered. Credit cards are taken from many banks, and the expenditures exceed the payment limits. Credit card use is entirely up to the individual; however, the negative impact belongs to ALL members of the family.
Credit card use has psychological characteristics; Not everyone succeeds here. He succumbs to his feelings and desires. It is used as if it has no value, or as if someone else will pay; the result is FAMILY Frustration.
The use of credit cards is a skill and a delicate calculation, and even those who are seen as conscious and with a high level of education in the society experience problems.
Spouses should be aware of each other’s expenditures and expenditure dimensions; There should be no bad surprises.
Not only families are destroyed by bad surprises; It is common for people to commit murder.
The state, which is responsible for protecting the unity of the family, by making arrangements as soon as possible; must ensure that all credit card statements are seen by the spouses.
Credit cards are the areas where non-family expenditures are made most easily. There is always money to be used. You won’t even have a cash shortage. You do not have to account to anyone, as the statements are only sent to you. He can no longer come home by mail. Your account information is sent to the e-mail address that you know your password. While the earnings should be used as partners in the family union, for the family, it can be used in many different areas outside the family. This can also be online gambling, it is a good opportunity for people outside the family.
In addition, credit cards should not be given to people who are over 18 years old, who do not have a profession and do not have the ability to pay, or it should be ensured that the person who will support the payment imposes a limitation. These young people can never create a budget and acquire life skills…
ÖZNUR SIMAV
PEDAGOG- FAMILY AND COMMUNICATION CONSULTANT
